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The Jana Caudill Team are some of The Top Selling Real Estate Experts Find Out More > |
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As one of the top producing teams of experts in our field both locally and Nationally, our full service team strives hard to make your real estate transaction is a truly rewarding experience. We have built our businesses and reputations by mastering what we do, each of us are specializing in our own area (we are a true team), that provide you with exceptional service and results that shine. It is our mission to make a profound and lasting impact on the people's lives we touch daily, both personally and in business, while maintaining honesty and integrity in all that we do. We believe you win in life by helping others. Thank you for this opportunity. We would love to help you too! Each position on our team has specific responsiblities...people that specialize in each of these areas working to better serve your real estate needs...we invite you to meet our team! Jana Caudill, Broker/Listing Specialist  As the #1 agent in Northwest Indiana, Jana's accomplishments include selling over 300 homes and almost $60 million in sales volume in 2007. She has been named among the Top 300 Mega Performers in the Nation for six years running. Jana has been a Star Power Star for 6 years. In 2006 she was featured as The Role Model for Keller Williams MREA Role Model Video. Jana's most recent accomplishments includes being named one of The 200 Top Real Estate Professionals for 2007, by Lore Magazine, The Wall Street Journal Real Trends. Jana earned a Bachelor of Science in Organizational Leadership and Supervision from Purdue University. Her past experience and education helped develop her excellent organizational, communication, marketing and negotiating skills. She truly loves her profession and genuinely cares about helping buyers and sellers reach their goals. You will find that her high energy level, integrity, and driven work ethic are second to none. A wife and mother of four boys, Jana understands the importance of family and helping you accomplish your real estate needs. A stickler for high standards, exceptional service, and a reputation for results, you will feel very comfortable with Jana on your side.   | | | |
 Jan Schaafsma, Listing Specialist Jan brings over 25 years of experience in real estate to the Team. Living in Northwest Indiana all her life, she specializes in listing existing pre-existing homes as well as new construction developments. As office manager for another real estate office for over 15 years, she has the knowledge and experience in all aspects of real estate. She has also served over 8 years on the local Boards of Realtors. All this experience allows her to provide expert advice in pricing and positioning your home to sell in today’s competitive market. She will guide you step by step through the listing process ensuring you the service and results you deserve. Lisa Valenti, Listing Specialist Lisa is a full time real estate agent who specializes in listing pre existing and new construction homes. Lisa was born and raised in Northwest Indiana and is extremely knowledgeable in today’s market and will bring great value when listing your home. Her family owned construction business has taught her exceptional client service and the importance of communication and keeping satisfied customers. Lisa graduated from Indiana University with a degree in Merchandising and focused her studies on marketing. She has a strong customer service background, is hard working & honest, and will make the sale of your home a stress free experience. Chandra Pallikan,Team/Closing Manager  Chandra's primary responsibilities deal with providing full time maintenance & closing management to The Jana Caudill Team's accepted contracts. She is crucial in the daily operations of providing value-added service and maintaining constant communication regarding your closing. She will oversee and coordinate all activities associated with your closing, keeping you informed as you move through the process, ensuring that everything runs smoothly. Chandra brings over 7 years of real estate experience to her position, assisting in all aspects of office management and overseeing the Administrative Office Team, ensuring that the team's high standards & expectations are continually met. Chandra will make sure appraisals & surveys are ordered, title work is complete, deeds are prepared, inspections are done, mortgage payoffs are gathered, preparations are made with lenders & title companies...and all the other details are done that get you to the closing table. You are in great hands!  Jennifer Bottiger, Listing Manager Jennifer's primary responsibility is providing full-time listing maintennance and services for all of The Jana Caudill Team's listings. Jennifer will coordinate all activity associated with your listing. She will be in contact with you from the time of your initial inquiry until you have received an offer on your home. She will be your primary contact while your home is listed with us, and will address any questions you may have. Born and raised in Northwest Indiana, Jennifer has strong ties to the community and has taken advantage of many local volunteer opportunities. With over 10 years of experience providing excellent customer service in the banking, insurance, and real estate industries, Jennifer will work to insure that you have the best listing experience possible. Cara Cunningham, Lead Generation Manager Cara Cunningham is one of the newest members of the Jana Caudill Team. After graduating from Indiana University, she was employed as an inside sales Representative for many years. She came to the Jana Caudill Team in June, 2007 as the Lead Generation Manager. Cara works with potential buyers or sellers and sets them on the path to becoming lifetime customers. Her persistent but friendly nature is just one reason why she is successful in her position. Kathy Pillar, Buyer Specialist Kathy comes to The Jana Caudill Team from a very diverse background. Her customer service skills are instrumental to her success in the real estate field. Her knowledge of business, negotiating skills and concern for people has translated effortlessly into her real estate career. Kathy puts her clients first and serves them well. Kathy’s greatest desire to see her clients have that “a-ha” moment when she finds them their perfect home. Brenda Tovsen, Buyer Specialist Brenda brings a business management background and experience as a former bank officer. She is a former teacher. Being involved in the school television station, school newspaper and academic coaching have kept her in touch with the many aspects of team work coordination. Brenda has also devoted her time to being a Girl Scout Leader for 12 years. Her devotion and dedication to all is attributed to her relationships with her loving husband and daughter. Born and raised in Lake County (Kalmar), Brenda is a pleasure to work with and will go the distance to providing you the best service. You will find that Brenda is extremely professional and someone you will trust with your home buying needs. Jaclyn VanDusseldorp, Buyer Specialist Having been a former Indiana Licensed Real Estate Appraiser Jaclyn understands the market. She has experience in building relationships with mortgage lenders and providing the public with excellent customer service. Jaclyn’s top priority is to give our buyers the best experience possible while searching for their place to call “home”. Customer service is very important to Jaclyn when assisting our buyers with their real estate needs. She is honest, reliable and understanding. It is without a doubt that Jaclyn will always strive to exceed your expectations. The Jana Caudill Team is proud to be the only Residential Team in Northwest Indiana that has embraced a full service commercial division, Keller Williams Commercial Real Estate Group, offering personal, professional service to Tenants and Landlords, Buyers and Sellers of Commercial Real Estate. Visit www.kwcgroup.com
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Financing Your Home >Your Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.
First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.
A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.
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What is the most unusual maintenance project done once each year in the United States?
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The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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