The Jana Caudill Team has created a business page on Facebook so we can increase our interactions with our clients and friends. We are excited to connect with others through this popular tool in Social Media. Facebook continues to grow with more than 250 million active users. It is important for The Jana Caudill Team as a real estate company to stay at the forefront in technology. We look forward to you becoming a fan today. Join us online as we share tools and resources that can better equip you as a buyer or seller of real estate. When you list with us, we will post your listing for all our friends and fans to see. It’s an excellent way to get more exposure! Click here to become a fan of The Jana Caudill Team.
Twitter makes it even easier to stay connected with the rest of the world. With only 140 characters to answer “What are you doing?”, it’s a quick and simple way to blog. Get a jump on the rest of the market and be the first to know about our newest listings and other team events. We regularly tweet about local community events, changes in the real estate market, important news events and whatever else that is on our mind. If you are considering working with us in the near future, it's a great way to see what makes us tick and what we're up to. Click here to follow us on Twitter.
YouTube is the world's most popular online video community, allowing millions of people to discover, watch and share originally-created videos. People are watching and uploading hundreds of thousands of videos on a daily basis. The Jana Caudill Team uses YouTube to post virtual tours of our listings, real estate market updates and any other video we thought our clients and friends might find useful. If you are already a YouTube member, please add yourself as a subscriber to our account. To become a subscriber, login to your YouTube account and then click here for a shortcut to our account.
If you are a real estate agent or you are in any way connected to the housing market, you will want to become a part of the fastest growing online real estate community. ActiveRain is ideal for real estate agents, real estate brokerages, inspectors, appraisers, lenders, bankers, decorators, home stagers, title agents, insurance agents, auctioneers, financial planners, real estate trainers and even accountants will benefit from the connections made from this online real estate community. Click here to accept our invitation to Active Rain.
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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What is the most unusual maintenance project done once each year in the United States?
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| A |
The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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