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About the Greater Northwest Indiana Area! Crown Point offers a wide range of housing choices including single family, condos, townhomes and quality new construction. Crown Point is a growing community Crown Point is a close-knit, low crime city, with its historic downtown square, numerous unique shops, parks, golf courses, and other scenic locales; yet Crown Point is in close proximity with Chicago, Lake Michigan beaches, and area waterparks (a great place to raise kids!)  |  | | | | |
 Munster is the premier community in Northwest Indiana. We feature top rated schools, affordable, quality housing, a thriving local economy, and excellent cultural and leisure opportunities. For all the benefits of moving to Munster, one of the biggest advantages is the affordability of houses here. Now, and in the future, owning a home costs less in Munster than in any other comparable town in the Chicago area. If you work downtown, the Loop is just a short 35 minute commute by car. When you come to Munster you become more than just a resident...you become a part of our community.  |  | | | | |
 Valparaiso has so much variety to offer in a community, including fine dining & entertainment throughout the downtown area, sports & recreation at any of the city's 16 parks, art exhibits and concerts throughout the year. We also have nationally recognized educational institutions, from elementary school through the university level. Valparaiso's location is perfect, The Indiana Dunes State Park and Lake Michigan are only 20 miles north, and Chicago, Illinois is 50 miles west, an hour by car or hour-and-a-half on the South Shoreline. Valparaiso invites you to become a resident and enjoy the tradition of outstanding quality of life this community has built.  |  | | | | |
 Merrillville is at the center of several major transportation thoroughfares. These thoroughfares put Merrillville in direct connection with those regional cities identified above, as well as the Cities of Gary, Crown Point, Hobart & the Town of Schererville. With five elementary schools, one middle school, one intermediate school, and one high school, education is very important to the residents of Merrillville. Where else can you find such a good stock of affordable housing, one of the best entertainment venues in Chicagoland, lodging galore, just about every restaurant you could ask for and a shopping district that caters to every possible need. Merrillville also boasts one of the lowest tax rates in Lake County. A dynamic community with an active local government organization, the Town of Merrillville demonstrates great community spirit!  It's our job to know EVERYTHING about our local real estate market! Ask us any question. Or request a FREE information package. There's no obligation, and we promise to get back to you quickly... Request our Free Relocation Package. It's packed full of useful and important information about Northwest Indiana. Don't move here without it! Remember: we'll send it to you for free and without obligation. Just fill out the form and we will send it right out... 
Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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| Q |
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
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| A |
The Georg Muller House in Milbach, PA, built in 1752. |
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