Northwest Indiana, Crown Point, Munster and Valparaiso Indiana real estate listings, home buying, selling and relocation information

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What is the world's longest wall?
A	The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain.
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The Jana Caudill Team, REALTORŽ, real estate agents and broker for Northwest Indiana, Crown Point, Munster and Valparaiso Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jana Caudill Team
Keller Williams Realty Leaders
503 E. Summit St. Suite 1
Crown Point, IN. 46307
Phone: 219-661-1256
Fax: 219-663-5949
Email Jana: jana@janacaudillteam.com
Jana is the top producer in Northwest Indiana. She sold over 300 homes and close to $60 million in sales volume in 2007. Realtor Magazine named Jana a top 300 Mega Performers in the Nation in 2000, 2001, 2002, 2003, 2004, 2005, 2006 & 2007 and Howard Brinton STAR Power STAR Realtor. Her past experience and education from Purdue University, helped develop her excellent organizational, communication, marketing and negotiating skills. Jana's full-time, full-service team includes: Listing Specialists, Buyer Specialists, Closing Manager, Lead Generation Manager, Listings Manager & Commercial Division. The Jana Caudill Team's FREE moving truck is one of the many value-added services offered to buyers, sellers and past clients. Together, Jana and her team will not stop until you get the service and results you deserve!

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