Real Estate Offers for Northwest Indiana, Crown Point, Munster and Valparaiso, Indiana Provided by The Jana Caudill Team

All agents are NOT alike! Find out why I'm the #1 real estate agent in NW IN.* Call us 219-661-1256. Don't forget about our FREE Moving Truck!

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"Every 3 Years"
"We sell every 3 years and this was a great agency to work with."
Craig & Christine Tomaszewski
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Our Special Offers: Northwest Indiana, Crown Point, Munster and Valparaiso Indiana home buying, real estate listings, and homes for sale in Lake, Porter County, IN

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First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Q	Where is the world's oldest pyramid?
A	The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons.
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The Jana Caudill Team, REALTORŽ, real estate agents and broker for Northwest Indiana, Crown Point, Munster and Valparaiso Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jana Caudill Team
Keller Williams Realty Leaders
503 E. Summit St. Suite 1
Crown Point, IN. 46307
Phone: 219-661-1256
Fax: 219-663-5949
Email Jana: jana@janacaudillteam.com
Jana is the top producer in Northwest Indiana. As the #1 agent in Northwest Indiana, Jana's accomplishments include consistently selling 300-400 homes and ranging in sales volume from $70-$90 million. She has been named among the Top 300 Mega Performers in the Nation for seven years running. Jana has been a Star Power Star for 7 years. In 2006 she was featured as The Role Model for Keller Williams MREA Role Model Video. Jana's most recent accomplishments includes being named one of The 200 Top Real Estate Professionals for 2007, by Lore Magazine, The Wall Street Journal Real Trends. Jana earned a Bachelor of Science in Organizational Leadership and Supervision from Purdue University. Her past experience and education helped develop her excellent organizational, communication, marketing and negotiating skills. She truly loves her profession and genuinely cares about helping buyers and sellers reach their goals. You will find that her high energy level, integrity, and driven work ethic are second to none. A wife and mother of four boys, Jana understands the importance of family and helping you accomplish your real estate needs. A stickler for high standards, exceptional service, and a reputation for results, you will feel very comfortable with Jana on your side.

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